How it works
Programmable infrastructure for global aid delivery
Coala Pay is a comprehensive aid delivery ecosystem that merges programmable payments with real-time data to ensure resources reach the right people instantly, even in the most complex environments.
Built for how aid actually moves
Wires take days. FX and fees eat the budget. Reporting happens in spreadsheets weeks later. Coala Pay fixes all three.
Vertical integration
The integrated payments and data stack
Our platform isn't just a digital wallet; it is a modular infrastructure that bridges the gap between global funding and local action.
Move money fast
Payout at scale
Operational logic
How it works
Replacing fragmented manual banking chains with a programmable, end-to-end delivery pipeline.
1. Digitized setup & smart contracting
We replace months of manual due diligence with digitized workflows and if/then logic.
Automated release: Link disbursements to milestone reports or external data thresholds like weather or conflict triggers.
Tamper-proof audit: Every contract is logged on-chain, creating an immutable trail of funds from day one.
2. Frictionless movement via stablecoins
By using regulated digital dollars (e.g., USDC), we bypass the high fees and delays of traditional correspondent banking.
Instant settlement: Move funds from on-ramp to local settlement in minutes.
Value lock: Protect local partners from currency volatility by holding value in digital dollars until the moment of payout
3. Verified impact & real-time reporting
Every transaction generates a 'Proof of Impact' that satisfies donor reporting requirements automatically.
Private Deduplication: Use encrypted data canisters to prevent double-counting without exposing sensitive payee data.
Automated Compliance: Real-time logging of FX rates, timestamps, and payout verification ensures resources reached the intended actors.
How Coala Pay fits into your treasury
Onboarding, integration with existing banking, training requirements, and milestone-based fund release.
