Why blockchain?
Better rails for harder corridors
Coala Pay uses blockchain as a digital orchestration layer to bridge the gap between global headquarters and local country offices. We use this technology as a compliant fail-safe to move money when other solutions fail.
Retain more value
Traditional procurement often locks in monthly FX rates, missing arbitrage opportunities and losing value to intermediary bank fees.
Retain up to 30% more value on the ground by bypassing bank FX spreads.*
Reduce transactional costs by 85% compared to traditional wire transfers.**
Proven purchasing power gains: between +41% and +105% depending on the corridor.
*Estimates based on cost benchmarking between two or more country corridors.
**Estimates based on users’ own benchmarking data.
Instant settlements
Humanitarian response cannot wait for 30-day bank settlement cycles.
99% faster movement than traditional banking methods.
Immediate execution: Multi-week banking processes reduced to a few clicks.
Governance baked in
Our platform architecture replicates the actual reporting and approval lines of a humanitarian agency in the code itself.
Multi-sig approvals: Require digital signatures from both HQ and Country Offices before any capital moves.
Immutable audit trails: Every transaction is recorded on-chain, creating a transparent record for donor reporting.
Resilient compliance architecture
We use blockchain to navigate the regulatory challenges that traditional banks often avoid.
Access restricted markets: Secure operations in corridors where others cannot go.
Risk mitigation: Smart contracts automate triggers and confirmations, reducing provider default risk.
Questions about blockchain rails
Why blockchain works where banks don't, what stablecoins mean for your treasury, and how this stays compliant for institutional donors.
